|
| |
| Particulars |
2010 |
2009 |
2008 |
2007 |
| Balance Sheet |
(Rupees in Million) |
| Paid Up Capital |
1,237 |
1,125 |
1,022 |
1,022 |
| Reserves |
1,164 |
1,137 |
- |
- |
| Equity |
11,035 |
10,781 |
8,444 |
7,652 |
| Investments (Book Value) |
9,407 |
9,658 |
7,577 |
8,132 |
| Investments (Market Value) |
11,123 |
10,152 |
6,735 |
11,709 |
| Fixed Assets |
1,101 |
1,050 |
- |
- |
| Cash and Bank Deposits |
2,705 |
2,157 |
1,724 |
954 |
| Other Assets |
14,674 |
8,747 |
- |
- |
| Total Assets |
27,887 |
21,612 |
18,545 |
18,766 |
| Total Liabilities |
16,852 |
10,831 |
10,101 |
11,114 |
| Operating Data |
| Gross Premium |
11,564 |
10,321 |
10,205 |
9,379 |
| Net Premium |
6,883 |
6,807 |
7,488 |
5,532 |
| Net Claims |
4,834 |
4,453 |
- |
- |
| Net Commission |
515 |
500 |
- |
- |
| Underwriting Result |
281 |
679 |
367 |
119 |
| Total Management Expenses |
1,909 |
1,897 |
- |
- |
| Investment Income |
779 |
2,479 |
1,098 |
4,486 |
| Profit Before Tax |
577 |
2,595 |
1,176 |
4,285 |
| Profit After Tax |
519 |
2,434 |
1,099 |
4,201 |
| Share Information |
| Break up Value per Share (Rupees) |
89.2 |
95.9 |
82.59 |
74.85 |
| No. of Shares |
123.7 |
112.5 |
102.24 |
102.24 |
| Share Price at end (Rs.) |
87.5 |
123.3 |
101.84 |
358.35 |
| Highest Share Price During Year (Rs.) |
135.2 |
130.4 |
- |
- |
| Lowest Share Price During Year (Rs.) |
63.1 |
41.6 |
- |
- |
| KSE Index |
12,022 |
9,387 |
5,865 |
14,075 |
| Market Price to Break up Value |
1.0 |
1.3 |
1.23 |
4.79 |
| Distribution |
| (*) Dividend Per Share (Rs.) |
3.3 |
3.3 |
- |
- |
| (*) Total Dividend - (Rs. in million) |
404.9 |
373.2 |
- |
- |
| Cash Dividend % |
23.6 |
24.1 |
- |
- |
| Bonus Shares % |
9.1 |
9.1 |
- |
- |
| Total Dividend % |
32.7 |
33.2 |
- |
- |
| Financial Ratios Profitability |
| Profit Before Tax / Gross Premium (%) |
5.0 |
25.1 |
- |
- |
| Profit Before Tax / Net Premium (%) |
8.4 |
38.1 |
14.68 |
75.94 |
| Profit After Tax / Gross Premium (%) |
4.5 |
23.6 |
- |
- |
| Profit After Tax / Net Premium (%) |
7.5 |
35.8 |
- |
- |
| Combined Ratio |
95.9 |
90.0 |
- |
- |
| Management Expenses / Gross Premium (%) |
16.5 |
18.4 |
- |
- |
| Management Expenses / Net Premium (%) |
27.7 |
27.9 |
- |
- |
| Underwriting Result / Net Premium (%) |
4.1 |
10.0 |
4.90 |
2.15 |
| Net Claims / Net Premium (%) |
70.2 |
65.4 |
- |
- |
| Investment Income / Net Premium (%) |
11.3 |
36.4 |
14.66 |
81.09 |
| Return To Shareholders |
| Return on Average Capital Employed (%) |
4.8 |
25.2 |
13.02 |
54.90 |
| Return on Equity - PBT (%) |
5.2 |
24.1 |
- |
- |
| Return on Equity - PAT (%) |
4.7 |
22.6 |
- |
- |
| Earning Per Share (Rs.) |
4.2 |
21.6 |
- |
- |
| P/E Ratio |
20.9 |
5.7 |
- |
- |
| Dividend Yield (%) |
3.7 |
2.7 |
2.95 |
0.92 |
| Dividend Payout (%) |
78.0 |
15.3 |
27.9 |
8.03 |
| Return on Total Assets (%) |
1.9 |
11.3 |
- |
- |
| Liquidity / Leverage |
| Total Assets Turnover (Times) |
0.4 |
0.5 |
- |
- |
| Fixed Assets Turnover (Times) |
10.5 |
9.8 |
- |
- |
| Total Liabilities / Equity (%) |
152.7 |
100.5 |
- |
- |
| Paid Up Capital / Total Assets (%) |
4.4 |
5.2 |
- |
- |
| Equity / Total Assets (%) |
39.6 |
49.9 |
- |
- |
| |
|
|
|
|
| (*) Including Bonus Dividend |
|
|
|
|
|
| |
|
