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Liability insurance provides coverage against legal liability to pay compensation to any third party for accidental bodily injury or death and/or direct damage to the material property of any third party arising due to any accident caused by Insured's business activities.

This insurance policy provides compensation in respect of legal liability by law to third party for:
  • Bodily injury and / or death
  • Property damage
Main Exclusions
  • This insurance policy will not cover the property of the insured or property under Care, Custody and Control of insured or the property of the contractors or sub contractors. This policy would also not cover bodily injury to employees of insured whether permanent or on contract nor would it cover bodily injury to employees of contractors or sub contractors
  • This insurance shall not cover any type of direct or indirect pollution or contamination liability
  • Any claim associated with the products liability
  • Pure Financial Losses
  • Punitive Damage
  • Asbestos related claims
  • Employer's Liability/Workmen Compensation
  • Road Traffic Act Liability (RTA) is excluded
  • All losses, damage & liability arising directly or indirectly due to Transmission and Distribution
  • Failure to supply
  • War, SRCC & Terrorism Exclusion
  • Libel Slander defamation or malicious falsehood
  • Slander of title of goods or other injuries falsehood
  • All sorts of contractual liability
  • Death of or bodily injury to any person caused by explosion or for damage to property caused by fire or explosion
  • Any consequence of war invasion act of foreign enemy hostilities (whether war be declared or not) civil war rebellion revolution insurrection or military or usurped power
  • Liability assumed by agreement
  • Contractual Liability
Other Products Available
  • Product Liability
  • Comprehensive General Liability
  • Contractual Liability
  • Employers Liability
  • Pollution or Contamination Liability
  • Professional Indemnity
  • Aviation and Airport Operators Legal Liability
  • Combined Liability for Security Organization
Premium Payment Procedure
Premium payments may be made by cheque or pay order in favor of Adamjee Insurance Company Limited.

Claim Reporting Process
  • To report a claim contact Claims Department Head Office - Adamjee Insurance Company Limited via email/Fax/Letter or over the telephone as soon as possible.
  • Also, the Insured should report the event to the local law enforcement authorities as soon as possible.
* Valid Insurance Policy is the prerequisite in order to entertain the claim.
  Toll Free : 0800-00-242
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