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MISCELLANEOUS |
Cash in Transit Insurance |
| This policy provides coverage against loss of money while in transit due to forcible, violent, external and visible means. |
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Cash / Property in Premises |
| This policy provides coverage to cash/property whilst on premises against loss by theft arising due to actual forcible and violent entry upon the premises. |
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Workmen Compensation/Employer Liability Insurance |
| This policy provides coverage for any legal liabilities of the employers arising out of and in the course of employment as per Workmen Compensation Act. Fatal accident acts, or at common law. |
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Public Liability Insurance |
| This policy provides coverage against legal liability to pay for death and /or bodily injury to any person and /or direct damage to the property arising due to accident. |
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Fidelity Guarantee Insurance |
| This policy provides coverage to the employer for pecuniary loss sustained by an act of fraud or dishonesty committed by the employee. |
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Plate Glass Insurance |
| This Policy provides all risk coverage against breakage or destruction of glass due to any accidental means. |
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Golfer's Insurance |
| This policy provides adequately liability cover to golf players while playing or practicing golf on any golf course within the territorial limits for which they become legally liable to pay damages consequent upon accidental bodily injury to any person (whether fatal or not) or accidental damage to property. This policy also covers accidental bodily injury to the insured, loss of or damage to golfing equipment and /or personal effects. |
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24 Hours Worldwide Personal Accident Cover |
| This cover operates 24 hours and on worldwide basis. It provides for payment of specified capital benefits following accidental death, bodily injury, permanent total disablement, and permanent partial disablement, temporary total and temporary partial disablement caused by an accident. In addition the cover also provides reimbursement of emergency transportation to the nearest Hospital and also expenses incurred for preparation and transportation of the mortal remains of the insured person from the place of death to home and can also be extended to cover medical expenses. |
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Professional Indemnity Insurance |
| This policy will cover liability of the insured firm against any claim arising due to breach of professional duty as accountants, doctors, engineers, consultants, and surveyors etc. |
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Group Hospitalization Insurance |
| This policy provides indemnity to a group of persons for In-patient medical expenses arising due to sickness or otherwise. The coverage can be extended to include pregnancy expense and critical illness. |
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Residual Value Insurance |
| Residual Value Insurance or Asset Value Insurance is designed to meet the requirement of leasing business. This insurance guarantees different values of an asset in descending order at specific periods in the future. Adamjee Insurance introduced this insurance in Pakistan in 1986. |
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Directors and Officers Liability Insurance |
Adamjee Insurance is the only insurance company in Pakistan which provides Directors and Officers Liability Insurance (D &O). This policy provides coverage to directors or officers or the company for loss arising from any claim made against them due to any wrongful act committed in the capacity of director or officer of the company. |
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Kidnap & Ransom Insurance |
Adamjee Insurance has been offering this insurance since January, 1988 and the coverage is based on Lloyd's Policy wording. This policy provides coverage for reimbursement of ransom, which the insured's family has to pay arising due to kidnapping of the insured person. The services of Control Risk Group Limited, a very reputed security firm of UK, are provided to assist and guide the insured in case of an incident. |
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Classic Health and Accident Policy |
| Classic health and Accident Policy is a unique health -cum-accident insurance programme which can rightly be termed as the first on the agenda of any responsible individual or family. This insurance covers a broad range of areas that are of serious concern to any citizen. What's more, the peace of mind and promise of health that this policy offers comes at a very affordable premium |
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