BUy Auto insurance
Motor Policies

Types of vehicles:

  1. Cars
  2. Motor Cycles

Types of use:
Based on the nature of use of vehicle there can be two types:

  1. Private vehicle
  2. Commercial vehicle

Types of Covers:

  1. Comprehensive
  2. Third Party *

* NOTE: Third party cover not available separately on buy online.

Understand your policy

Your policy document serves as a legal binding document and is the evidence of the cover you have bought along with all applicable conditions. Therefore, It is important for you to have an insight into your Insurance Policy.

For a basic understanding, your policy document comprises of:

  1. Declarations:  Information specific to you and your vehicle. Make sure and go through every bit of it. Your information stated incorrectly or a minor typographical error may lead to rejection of your claim.
  2. Coverage: What is coverd in the policy.
  3. Exclusions: Details of what is not covered in the policy or its limitations.
  4. Conditions: Legal responsibilities of both insured and insurer.
  5. Definitions: Defines the insurance terms and the rights and obligations which they implicitly or explicitly imply.
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