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Fire & Property Insurance

Fire Insurance policy provides compensation to the insured person or firm in the event of damage to the property insured (i.e. buildings, stock, machinery and other contents) caused by fire, lightning.

Coverage
The insurance policy broadly covers losses due to: Fire, Lightning and Explosion (due to domestic boiler only).

Additional Covers
Riot and Strike, Malicious Damage, Explosion, Atmospheric Disturbance (Flood, inundation, etc.), Earthquake, Fire & Shock, Aircraft Damage, Impact Damage, Burglary and Housebreaking, Electrical Clause "B", Removal of Debris and Loss of Rent.

Main Exclusions
Theft / Burglary House Breaking, Willful Act, Gross negligence, Loss to bullion, documents, currency etc., Loss of earnings/ Business Interruption, Losses arising out of War and War like situations, Terrorism, Civil Commotion, Popular / Military Rising, Insurrection etc., Nuclear Fission/ Biological etc., Spontaneous Combustion, Loss or damage to the property insured by order of public authority and Misrepresentation.

Other Products Available
• Property All Risks
• Comprehensive Machinery Insurance
• Consequential Loss due to Fire / Business Interruption
• Terrorism
• Hotel Owner’s All Risk Insurance
• Home Insurance
• Shop Owner’s Comprehensive Insurance