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Adamjee Insurance Company Limited (AICL) was incorporated as a Public Limited Company on September 28, 1960 and is listed on all three stock exchange of Pakistan. The Company is also registered with the Central Depository Company of Pakistan Limited (CDC) and is involved in the business of general insurance. The head office is located in Karachi and it operates a network of branches all across Pakistan and two in UAE (Dubai & Abu Dhabi).

The Company commenced operations with a paid-up capital of Rupees 2.5 million, which has grown phenomenally in the past five decades to Rupees 1.24 billion, as on 31 December 2012.

A strong asset base, significant paid-up capital, substantial reserves, balanced portfolio mix along with steady growth in gross premium account gives Adamjee Insurance a well deserved competitive edge within the insurance industry.

Creating a Dynamic Business Environment

AICL meets customer needs by providing innovative solutions with their varied line of products. Our dedicated employees are equipped with all the necessary skills that are needed to serve our valued customers. AICL continues to strengthen and expand its regional operation by tapping the potential available in the UAE market, with the consolidation of business in Dubai. AICL with Hollard Insurance based in South Africa launched Life assurance operations through a separate entity name, Adamjee Life Assurance Company Limited.

Delivering Value to Customers

AICL broadly is involved in underwriting the following classes of businesses:
  • Fire and Property
  • Engineering
  • Health
  • Marine
  • Motor
  • Miscellaneous business
The diversity of AICL’s portfolio allows the Company to be the insurer of choice, for an array of clients and needs. Whilst expanding their customer base, AICL dedicates much effort in maintaining the highest level of customer satisfaction. Its cornerstone philosophy is to provide premium quality service along with forwarding the maximum benefit to its clients. This commitment is exhibited in the importance AICL places on excellence, integrity and ethical behavior. These values foster confidence, especially in our clients for whom security is imperative. The high level of confidence AICL inspires is evident in the number of banking and financial sector clients that AICL insures.

AICL also provides coverage to Petrochemical, Factories and Industrial Risk projects of great value. AICL specializes in insuring Engineering and Telecom concerns, hence securing the greatest share of clients in those sectors. On the other end of the spectrum, AICL services the primary industries of Pakistan by covering Textile and Sugar. Accomplishing the role as a leader in Pakistan’s Insurance Industry; AICL pioneered the coverage of Energy Risks. AICL has also secured the business of foreign investors entering Pakistan to execute and assemble construction or infrastructure development projects. AICL is the principal insurer of Kidnap & Ransom, Professional Indemnity, Product Liability and other specialized lines in Pakistan.
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