With regulation in most countries becoming most complex and extensive, there can be a business advantage for companies able to develop the capabilities and structures to meet these obligations more effectively and efficiently than their competitors. Our compliance strategy is based on this recognition, as well as on our commitment to do what is right.

An important tool is our compliance performance standards that apply to our business and help advance common foundations and processes. We also work to deepen the understanding of managers and employees regarding compliance and ethical obligations generally. These initiatives include multimedia awareness campaigns, specific training in detailed regulatory areas and learning initiatives related to areas such as conflicts of interest.

It is the company’s policy to conduct business operations in a manner that protects the health and safety of all its employees and any third parties involved in its business. During the year under review the key focus was renovation of our branches and improvements to the light and air quality in all our offices. Major renovation has been carried out in our branches and head office and the company is in the process of finalizing the deal for building its own premises both at Karachi and Lahore.

The company does not have a major direct impact on the environment, as its business is office based. Nevertheless, the company is aware of the importance of environmental issues and is committed to measuring and reducing those impacts, which are within controlling ability.

We live in times of intense competition, but our key differentiating factor is our unwavering commitment to operational and financial discipline in producing successful results, keeping our promises and meeting our customer needs.