Miscellaneous Insurance

ISO 9001






Miscellaneous class of business offers various kinds of insurance products that include Public liability, Group Health, Personal Accident, liabilities associated with employers, insurance to financial institutions and Aviation industry and many more…

The range of miscellaneous product is:

• Group Health Insurance
• Personal Accident Insurance
• Bankers Blanket Bond
• Plastic Card Insurance
• Public Liability Insurance
• Professional Indemnity Insurance
• Event Insurance
• Workmen's Compensation
• Employers Liability Insurance
• Aviation Hull and Liability Insurance

Micro Insurance

Adamjee insurance Company (AICL) is the pioneer in offering Micro Insurance (MI) Program in Pakistan. We started MI program in 2005, since then it is one of the fastest growing class of business providing insurance coverage to the chronically poor and destitute people of our society. The fundamental basis of AICL MI insurance is to alleviate poverty by providing a social safety net to the chronically poor and to make the whole concept commercially viable to be undertaken.


AICL through MI offer hospitalization, personal accident, maternity and child birth coverage. MI Policy provides accidental death and dismemberment insurance, with the full amount payable in the event of the policyholder’s accidental death and a specified fraction of such amount in the event of the loss of a limb or eye. 

MI has a huge market of Households in the rural areas and it is tapped through low cost insurance plan with Low Premiums. AICL MI is insuring almost 4 Million people all over Pakistan. Currently, Micro insurance Program is running in 96 district of Pakistan out of 114.

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